Innovative  Income Certificates
      
                                  This deposit scheme offers rates  on a per annum basis but payable monthly. This scheme is for customers who wish  to invest a fixed amount for a longer period but want a regular income. 
                                
                                
                                  
                                    | Period | Upto Rs.5 Million | Above Rs.5 Million | 
                                  
                                    | 1 year | 10.75% | 11.00% | 
                                  
                                    | 3 years | 11.25% | 11.50% | 
                                  
                                    | 5 years | 12.00% | 12.25% |